About Hard Money Loans

Hard money Loans are private mortgage loans (Hard Money) for property owners facing foreclosure, possessing credit challenges, and those in need of immediate cash. It is unique financial product with quick application and loan-funding process to complete mortgages faster than most of traditional financial institution can offer. We arrange loans for land, residential, commercial, mixed-use and other property types.

Loan amounts range from $10,000 and into the millions and loans terms are from 3 to 24 month.

There seems to be a lot of confusion in California surrounding exactly what is meant by private money loans (also referred to as "hard money loans"). The basic idea of private money lending in Los Angeles is that private individuals who have money to invest choose to loan that cash, generally on real estate secured transactions, with the desire to receive a fair return (commensurate with risk) on their investment. The most important as a defining characteristic of private money lending in Los Angeles is the process and criteria by which the money is allocated to loans. Private money is quite different than institutional money in the following ways:

  1. With private money lenders in Los Angeles, there is generally greater flexibility with regard to the types of loans and circumstances under which money will be lent.
  2. The actual cash value of the property or project in los Angeles is generally more important to hard money lenders than the qualifications of the borrower.
  3. It is generally possible to process hard money loans within several days. Income ,credit and appraisals are often not required .
  4. The loans term is usually 3 to 24 month.
  5. Private money borrowers in Los Angeles are solid individuals or businesses that have circumstances or opportunities that do not fit well into the bank lending criteria, and require speed and flexibility.

Customers Testimonials

You may be familiar with HARD MONEY, CASH ADVANCE AND BRIDGE LOANS, but did you know they could be used for more than some extra cash? We've got a lot of compliments and thanks from our customers. Here it just a few letters and e-mails...

I had spoken to many of hard money lenders in Los Angeles, and you are the best! Your professionalism and knowledge are great. I will use your service for all of my hard money loans needs

Dimitry A. Encino ,Ca

Its a pleasure doing business with your company. As far as Im concerned, in hard money lending business, you are the best!

Mark S. Los Angeles

Your hard money lending managers are extremely easy to deal with. They deliver what they promise.

Angela T.,Los Angeles,California

The money came to me right on time , I was about to lose my house.Thanks for your hard work.

Tanisha M. , LA California

Afrer I called your office the private loan was processed faster than I've ever seen ! The money was wired to escrow within 6 days. You saved our real estate deal and earned my exclusive lending business.

John M. Los Angeles

It was really hard to get the loan for my property.You guys did a great job-money came right on time! Thanks.

Sasha T., Los Angeles California

You are the best company in Los Angeles with bridge loans product.You did my loan very professional and fast.

Eugine B. Los Angeles ,Ca

Thank you for providing the bridge loan which completed on the deadline day.I would not hesitate to recommend your company should you require a reference.

Max F. California

We had tried three other loan brokers who had all promised but not been able to raise the private money. We honestly do not know what we would have done without you.

Ludmila and Vladi , CA

I am so grateful to have found your company. I had been turned down by many Los Angeles hard money lenders and mortgage brokers had failed to arrange a loan . I would not hesitate to use your services again.

Larry S. Los Angeles

Thank you for arranging the bridge loan and also for communicating with my lenders. Without your communication with them I do not think they would have waited for the loan to complete.

Michael D. California
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